This paper will report wealth position of various ethnic/racial groups based on survey in strategically targeted metropolitan areas. An emphasis of the paper will be the asset and debt position of ethnic and racial groups for which existing sources of data reveal little. The paper will define the ethnic and racial categories based on specific ancestral origin, so as to address the heterogeneity of asset experiences resulting from grouping specific groups in catchall categories of like Asian American and Latino American. In addition, the broad ethnic and racial categories Native American and black American will be disaggregated based on tribal and ancestral origins as well. To date very little is known about the asset positioning of these sub-groupings described above, particularly those with Native American and Asian heritage. Further, rather than just assuming homogeneity in the white population information will also examine and compare asset accumulation within the white group based on ancestry. An the intent of these more refined ethnic/racial categories is to emphasize the more specific asset positioning of these subpopulations rather then hiding them away in broad categorizations such as “non-white.” Surveys in the Los Angeles, Miami, Tulsa and Washington, DC metropolitan areas will be used to ascertain conventional and unconventional financial information related asset and debt accumulation. Examples will include respondent’s use of subprime products, payday lending, check cashing institutions, durable good rental or rent-to-own institutions, and international receipts and remittances, as well as the roles of the Great Recession, gender, individual or family member incarceration, and social networks and ethnic enclaves in wealth accumulation. This information is not commonly found in existing surveys, but is particularly useful in characterizing the financial wellbeing in a scorecard of some of the targeted groups of this project.