Panel: Re-Evaluating the American Dream: Policies to Encourage and Sustain Homeownership
(Housing & Community Development)

Friday, November 9, 2012: 8:00 AM-9:30 AM
Baltimore Theatre (Radisson Plaza Lord Baltimore Hotel)

*Names in bold indicate Presenter

Moderators:  Stephanie Moulton, The Ohio State University; Ohio State University and J. Michael Collins, University of Wisconsin
Chairs:  Lucy Gorham, University of North Carolina, Chapel Hill

These four papers reconsider the importance of the goal of homeownership and evaluate the efficacy and risks of different programs to help households become homeowners and remain homeowners.

Changing the American Dream? Post-Recession Drivers of Preferences for Homeownership
Rachel Bogardus Drew, University of Massachusetts, Boston and Christopher Herbert, Harvard University

Measuring the Benefits of Homeowning: Effects On Children Redux
Gary Painter1, Richard Green1 and Michelle J. White2, (1)University of Southern California, (2)University of California, San Diego

Downstream Integration and Upstream Agency Problems: Evidence From the Mortgage Foreclosure Industry
Lauren Lambie-Hanson, Federal Reserve Bank of Boston and Timothy Lambie-Hanson, Suffolk University

Impacts of Down Payment Underwriting Standards On Loan Performance – Evidence From the GSEs/FHA Portfolios
Ken Lam, Austin Kelly and Robert Dunsky, Federal Housing Finance Agency

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