Panel: Sustainable Homeownership: Lessons from the Recent Crisis
(Housing and Community Development)

Friday, November 7, 2014: 10:15 AM-11:45 AM
Tesuque (Convention Center)

*Names in bold indicate Presenter

Panel Organizers:  Christopher Herbert, Harvard University
Panel Chairs:  Stephanie Moulton, The Ohio State University
Discussants:  Raphael Bostic, University of Southern California

Sustaining Homeownership through the Boom and Bust: What Factors Drove Exits from Homeownership Between 1999-2011?
Christopher Herbert, Daniel T. McCue and Rocio Sanchez-Moyano, Harvard University

First-Time Homebuyers
Saty Patrabansh and William Doerner, Federal Housing Finance Agency

The Wealth of Young Low- and Moderate- Income Homeowners through the Great Recession
Michal Grinstein-Weiss, Washington University in St. Louis, Blair Russell, Washington University, St. Louis, Clinton Key, The Pew Charitable Trusts and Lucy Gorham, University of North Carolina, Chapel Hill

After Delinquency: Servicer Practices and Homeownership Sustainability Among Low-Income and Minority Borrowers
Carly Urban, Montana State University and Carolina Reid, University of California, Berkeley

Homeownership has been found to be associated with a variety of financial and social benefits, but only if owning is sustained over time. With the collapse of the housing bubble and the onset of the Great Recession, millions of households have lost their homes to foreclosure. The papers in this session examine the factors associated with sustaining homeownership during this troubled period with a particular focus on low-income and minority households that have been the focus of efforts to expand homeownership opportunties.
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