Panel Paper:
Housing Volatility Among the Cohort of Head Start Families in Michigan SEED
*Names in bold indicate Presenter
Methods:
The MI-SEED program was designed as a quasi-experimental comparison of seven treatment and seven control Head Start centers. Caregivers of 790 children across all 14 centers were invited to complete a baseline interview in 2004 and a Wave 2 survey in 2008. Caregivers with children enrolled in treatment Head Start centers were offered a CSA with an initial $800 deposit, matched by a $200 state deposit, and were also encouraged to take advantage of a 1-to-1 match. The 2014/2015 component followed up with several families who took part in the original study. We conducted 50 in-depth semi-structured interviews with participants recruited from the list of prior survey respondents. Interviews were transcribed verbatim and coded thematically by three independent coders.
Findings:
At Wave one, 27% of survey respondents were homeowners. At Wave two, 32% of respondents were homeowners. The majority of respondents were never homeowners (59.3%) and a few were homeowners at both time periods (19.7%). The remainder either started out as homeowners, but no longer owned that home by the second interview (8.8%) or started out as a non-homeowner, but had purchased a home by the second interview (12.2%). From the in-depth interviews, we have qualitative data on how and why people purchase homes or rent and whether they are happy with their current circumstances. Among homeowners, some have been stable owners for many years. A few used money from inheritance or other windfalls to buy a home; others double up to pay expenses and reside as multiple families. Among renters, a few are long-term residents, but many move frequently. Whether moving into a home or different rental situation, the reason given is usually to live in better neighborhoods with better schools and areas that are safer.
Conclusions/Implications:
For low-income households, maintaining residential stability can be difficult. Many face undesirable situations due to unemployment, foreclosures, and severe housing burdens. Others make great sacrifices to live in areas that offer opportunity for their children. Making housing more affordable and neighborhoods less unequal could greatly reduce familial stress.